Transfer A Pension

Switch your future on. Switch your pension provider today!

Transfer your pension Now

Switch your future on. Switch your pension provider today!

Why should you move your pensions to the HL SIPP?

Transferring your pensions to the acclaimed HL Self-Invested Personal Pension (SIPP) empowers you to manage your retirement funds more effectively.

This can be for the following reasons…

Opportunity for Increased Earnings:

Diversify your portfolio with an extensive selection of investments that may provide higher growth prospects for your funds. Dive into investment strategies and knowledge shared by our experts, highlighted by the Wealth Shortlist.

 

 

Exceptional Cost-Effectiveness:

The HL SIPP offers a zero setup fee and remains affordable to maintain. Our yearly fee for holding investments caps at 0.45%, though some investments might incur their own fees. For a comprehensive overview, check out our complete fee structure, inclusive of transaction fees.

 

 

Adaptable Retirement Choices:

The HL SIPP grants you the autonomy to pick from predominant retireme

The average pension fund we have found is around £10k or more.

Your pension savings will be worth something and are very valuable to you…
Therefore, it is really important to locate and get a true valuation of this money…

After all, it is your money!

We offer a Pension Tracing service that is independent, gets you the information you need and the value of your current pension savings…after this its upto you what you do with it!

We will provide you with a simple guide on the next steps you should take…

Your pension savings will be worth something and are very valuable to you…
Therefore, it is really important to locate and get a true valuation ASAP

After all, it is your money!

We offer a Pension Tracing service that is independent, gets you the information you need and the value of your current pension savings…after this its upto you what you do with it!

We will provide you with a simple guide on the next steps you should take…

Why a Pension Transfer Might Be Right for You

  • Multiple pensions from past employers can be consolidated.
  • You’ve found a provider with more favorable terms.
  • Your desired investment avenues aren’t accessible.
  • Your existing pension scheme is shutting down
  • Your present provider lacks the retirement options you seek.

The average pension fund we have found is around £30k.

Your pension savings will be worth something and are very valuable to you…
Therefore, it is really important to locate and get a true valuation of this money…

After all, it is your money!

We offer a Pension Tracing service that is independent, gets you the information you need and the value of your current pension savings…after this its upto you what you do with it!

We will provide you with a simple guide on the next steps you should take…

Your pension savings will be worth something and are very valuable to you…
Therefore, it is really important to locate and get a true valuation of this money…

After all, it is your money!

We offer a Pension Tracing service that is independent, gets you the information you need and the value of your current pension savings…after this its upto you what you do with it!

We will provide you with a simple guide on the next steps you should take…

The service usually costs £400 to carry out a detailed investigation. However, we are currently discounting the services to a low 1 off of £259*

We will…

  • Carry out a thorough investigation
  • Utilise our specialist Pension team
  • Provide you with a Pension tracing expert
  • Find pension funds on your behalf
  • Chase pension companies
  • Locate now defunct company pension
  • Provide you a detailed report
  • Obtain a valuation of your pension savings
  • Look for your pension no matter what your circumstance are.
  • Guide you through the process of tracing your pension
  • Provide you with a Free pension guide

Your pension savings will be worth something and are very valuable to you…
Therefore, it is really important to locate and get a true valuation of this money…

After all, it is your money!

We offer a Pension Tracing service that is independent, gets you the information you need and the value of your current pension savings…after this its upto you what you do with it!

We will provide you with a simple guide on the next steps you should take…

The service usually costs £400 to carry out a detailed investigation. However, we are currently discounting the services to a low 1 off of £259*

We will…

  • Carry out a thorough investigation
  • Utilise our specialist Pension team
  • Provide you with a Pension tracing expert
  • Find pension funds on your behalf
  • Chase pension companies
  • Locate now defunct company pension
  • Provide you a detailed report
  • Obtain a valuation of your pension savings
  • Look for your pension no matter what your circumstance are.
  • Guide you through the process of tracing your pension
  • Provide you with a Free pension guide

The average
person fund we
have found
is around 30k

Pension Tracing Service V2 (2)

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Why consider moving pensions to the HL SIPP?

Empowered Savings Management: Consolidate with the esteemed HL Self-Invested Personal Pension (SIPP) to better oversee your retirement funds.

Potential for Enhanced Growth: Access a broad spectrum of investment choices that might amplify your savings potential.Benefit from expert insights and investment recommendations, including the notable Wealth Shortlist.

Cost-Efficient Solution: No setup fees for the HL SIPP and economical maintenance costs. A Maximum annual charge for holding investments is capped at 0.45%, although specific investments might entail additional fees. Refer to the comprehensive charges list, inclusive of transaction costs.

Retirement Flexibility: The HL SIPP provides liberty in selecting among the primary retirement alternatives, encompassing the option for a variable income.

Pension transfer FAQs

We don’t impose any fees for transferring your pension. However, it’s advisable to consult with your existing provider about potential exit charges or any benefits you might forfeit by making the transfer. Ensure you verify this before initiating the transfer process.

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Certainly, but this typically applies if you’re aged 55 or older (this will increase to 57 starting in 2028). Please inform us before initiating your pension transfer, and we’ll guide you through the available choices and provide the necessary paperwork. Keep in mind that tax regulations and pension rules can shift, and the advantages vary based on individual situations.

Making decisions regarding your pension is crucial. The government offers a complimentary and unbiased service called Pension Wise to assist you in discerning the nature of your pension, accessing your savings, and understanding possible tax consequences of each alternative.

You might have the option to conduct a partial transfer of your pension to HL rather than moving the entire sum. This flexibility could enable you to shift a segment of the pension associated with your current job, while retaining the existing pension to continue garnering contributions.

However, bear in mind that not every provider offers the capability for a partial transfer. Thus, it’s advisable to verify with your present provider about this possibility before initiating a transfer with us.

If your pension is moved as cash, it means your current provider will liquidate your investments and send the cash value. During this time, you won’t be invested, so there won’t be any gains or losses. Once received, you can then decide on new investments. Typically, this process takes a few weeks, though complexities might extend the duration.

Alternatively, if your pension remains invested during the transfer, the individual investments and any cash will be transferred. If you possess investments we don’t support, we’ll touch base to determine your preferences. This transfer method might span several weeks, subject to the investments and provider involved. You’ll stay invested throughout, meaning there’s potential for gains or losses. Generally, you won’t be able to trade until the transfer is finalized. For certain types of pensions

Typically, pensions can only be transferred to a spouse or partner upon death or divorce.